HM Construction

We understand the pressures and demands on the construction industry, whether you are a main contractor, developer or specialist sub-contractor.

Our role is to provide the right advice and insurance solution that your business can rely on, whilst ensuring premiums remain competitive.

Construction businesses we typically
cover include:

  • Main Contractors
  • Property Developers & House Builders
  • Groundwork Contractors
  • Electrical, Fire & Security Contractors
  • Plumbing, Heating & Ventilation Contractors
  • Scaffolding Contractors
  • Waste Disposal Specialists
  • Civil Engineering Contractors
  • Roofing Contractors
  • Plant Hire Companies

Our comprehensive policies for the Construction Industry can include:

  • Public & Products Liability
  • Employer’s Liability
  • Contractors All Risks / Contract Works
  • Own & Hired in Plant
  • Insurance for various J.C.T forms of contract
  • Professional Indemnity
  • Efficacy & Contractual Liability
  • Financial Loss
  • Performance Bonds
  • Directors & Officers Liability
  • Legal Expenses Insurance


We carried out a full review of the insurances for a roofing contractor. Whilst checking the policy wording we discovered that their existing policy had a height limitation that was completely inappropriate for the business and would have effectively left them uninsured in the event of a claim. We were able to offer them a considerable premium saving for specialist contractors combined policy that didn’t contain this restriction in cover.