Construction Insurance

We understand the pressures and demands on the construction industry, whether you are a main contractor, developer or specialist sub-contractor.

Our role is to provide the right advice and insurance solution that your construction business can rely on, while ensuring your insurance premiums remain competitive.

WHAT DOES CONSTRUCTION INSURANCE COVER?

We will work with you to assess your construction business’ risk, advise on how you can reduce your risk and arrange your bespoke policy. We know that construction professionals and building contractors often face high-risk environments, so ensuring you have the right cover is essential to working safely and confidently on-site.

Your building contractor and construction insurance cover is there to protect you against the worst happening and can including the following:

  • Public & Products Liability
  • Contractors All Risks / Contract Works Own & Hired in Plant
  • Insurance for various J.C.T forms of contract
  • Efficacy & Contractual Liability
  • Financial Loss
  • Performance Bonds
  • Legal Expenses Insurance

WHAT OTHER INSURANCE DO CONSTRUCTION & CONTRACTORS NEED?

As well as insurance to protect you and your business from on-site accidents and hired-in plant or machinery, construction businesses also need insurance to cover standard business operations. This is insurance to cover any legal costs or liabilities you have to your employers or directors. This may include:

  • Employer’s Liability
    This is insurance cover employers are legally required to have which protects you from claims following staff injury or illness.
  • Professional Indemnity
    Available to some trades to protect you and your business in the case of professional errors or judgement or miscalculations.
  • Directors & Officers Liability
    D&O insurance covers your directors and managers against claims of professional negligence, breaches of trust and more.

CONSTRUCTION BUSINESSES & BUILDING CONTRACTORS WE COVER

We are the chosen insurance broker to construction and building contractors across a number of different specialisms, including:

  • Main Contractors
  • Property Developers & House Builders
  • Groundwork Contractors
  • Electrical, Fire & Security Contractors
  • Plumbing
  • Heating & Ventilation Contractors
  • Scaffolding Contractors
  • Waste Disposal Specialists
  • Civil Engineering Contractors
  • Roofing Contractors Plant Hire Companies

WHY USE A CONSTRUCTION INSURANCE SPECIALIST BROKER?

At Hazelton Mountford, we provide all our clients with a specialist claims manager and advisor. This means you’ll be working with someone who understands construction, your business needs and how new legislation and industry changes might affect you. Working with us, you can benefit from:

  • Our close relationships with top UK insurers – giving you better deals and an easier claims management process
  • Bespoke construction insurance policies, tailored to you and your needs
  • A specialist claims manager and advisor
  • Help and advice to help reduce your risk

Our Experts

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